Lending Officer

JPMorgan Chase & Co. · Ausland · 100%

A key member of the J.P. Morgan Private Bank team of specialists, the Lending Officer manages our most complex borrowing relationships by presenting J.P. Morgan Private Bank's Credit solutions to ultra-high net worth clients and advising on implementation.

Orchestrate credit leads from prospects and existing clients and lead credit approval process;
Participate to/lead investment initiatives;
Partner with other client advisory professionals to uncover needs and deliver superior financing solutions;
Work as internal sales leader for the credit product, liaising with the Marketing and Asset Management teams to ensure a core part of the JPM Private Bank offering;
Define creative, innovative solutions to client credit financing or restructuring needs;
Analyze capital structures of clients; advise on appropriateness of various types of collateral;
Balance objectives of client, new business generation, and risk management disciplines that support the business;
Underwrite and execute both loan and derivative structures (with credit optionality) consistently with the bank's risk appetite and regulatory guidelines;
Play a key role in credit approval process:
- Supervise credit application/protection report and credit presentation at senior level;
- Recommend appropriate pricing for transaction and obtain necessary documentation to support the credit;
Monitor portfolio performance and report on portfolio risk metrics;
Change in credit risk: respond to changes in client creditworthiness, market conditions, or economic environment;
Proactively work in a team based environment and assist in the development of junior team members;

Strong expertise in credit, financial products and derivatives structuring;
Excellent relationship building and interpersonal skills;
Strong analytical skills, including financial analysis;
Ability to collaborate and negotiate with clients and colleagues from diverse backgrounds;
Familiarity with credit documentation;
Experience in securing credit protection;
Ability to maintain a balance between meeting client requirements and fulfilling institutional policies on credit and risk roles.
English fluent, Spanish a plus, Italian/Portuguese a bonus.

Über JPMorgan Chase & Co.

JPMorgan Chase ist eine globale Investment- und Geschäftsbank.

Gegründet in den USA, hat sie ihren Hauptsitz in New York.

Das Unternehmen bietet Finanzprodukte für Privat- und Firmenkunden.

Heute zählt JPMorgan zu den größten Finanzinstituten weltweit.